Deleted
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Post by Deleted on May 20, 2014 23:07:20 GMT
Just wondering how much have you paid for the insurance?
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Post by Steph on May 21, 2014 7:51:43 GMT
My insurance was £33 for the year, but just covers the bike (£300) as at the time I didn't have any extras. If I renew next year I will increase it to include at least my wheels (assuming I get new ones) and saddle, which will push the price up to £40-ish depending on my no claims bonus. That seems a lot to me but then it does cover anything. Theft, accidental damage, public liability up to £1million (while on any bike, not just the one insured), legal advice and breakdown recovery if you can't ride your bike home for some reason. I know some people don't think it's worth it but I wouldn't be without it, if only for the accidental damage bit. But then I have no money so a £25 excess to replace £100 worth of damage is great, whereas someone else might see busted shifters as an excuse to upgrade
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Post by Deleted on May 21, 2014 17:02:24 GMT
Hi @kombatcookie yeah sure I paid £27 for the year and that covers theft from home and whilst out in public providing it is secured with an adequate lock so in my case due to the value of my bike being £300 this needs to be at least a silver rated lock. The excess for my policy is 5% of the losses value but a minimum of £25 and this covers accidental and malicious damage as well as theft. So £25 for a new bike or repairing damage etc should the worse happen as a full time student is ace but I also get a replacement hire bike should anything happen to mine with £0 excess, personal accident up to £10,000 with £0 excess. The only thing that could be slightly cheaper is the public liability which is £500 excess which covers up to £1m this part is quite expensive but if I do £500 worth of damage to someone's property and it is my fault I shouldn't be riding a bike! Just to let you guys know as well the Abus mini ulock I got from Decathlon was really tight to secure the wheel and the frame to a bike post so I took it back and got THIS which Evans pricematched to £21 yesterday and it gets good reviews and is more than big enough to go through the rear wheel, frame and bike post leaving plenty of room for my cable that goes around my front wheel and back to the lock although it is quick heavy so although you get a frame mount I would say put it in a backpack. Hope that helps.
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Post by captslog on May 29, 2014 18:35:46 GMT
This is a 'just in case' sort of measure, but I think it would be handy if you can prove the bike is your's if it's taken.
On that front I've wondered about putting written notes in hidden places around the bike, places like under the bar tape, inside the seat stem, inside the bars etc. Just a slip of paper that you wouldn't find unless you really knew where to look, just might get it back.
I realise that each bike has a frame number and that it is recorded on our receipts(?) but that could be the first thing to go if the bike is stolen
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damo6
Peloton Rider
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Post by damo6 on Jun 12, 2014 14:05:46 GMT
May be something of use on the recovery front down the line if it catches on - if you can live with the extra weight and possible rattle of it in the frame of course The future?
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Post by Deleted on May 4, 2015 10:29:14 GMT
Hi all, just thought I would bring this back up the agenda.
I have been chatting with a friend of mine who is a policeman and deals with this kind of thing these days. Whilst his general message is, if thieves want it badly enough, they will get it in the end, he has the following suggestions to make it much harder, meaning they are more likely to look elsewhere or not bother. He also said the theft of bikes like the Triban are usually fairly opportunist as they are not the kind of 'stolen to order' bikes he sees a lot of, so the thieves are not that likely to target your bike specifically, rather if the opportunity arises it is worth a few quid to them.
OK. Here are the main points.
1. Take a photo of your bike and keep as many receipts for it and any accessories as possible. This helps police identify it as yours if it is recovered and can be used as proof of ownership with insurance companies (especially important if it has expensive aftermarket items like wheels on it.
2. Use two different locks. Ideally a strong D-lock and a thick chain. Locks can be picked, but are fiddly so having two will always double the amount of time it takes to steal. A D-lock can be easily popped open with a car jack (which is the most popular method apparently) and a chain or cable can often be cut by a big enough pair of bolt cutters. But a thief is not very likely at all to be carrying around both items, so they are less likely to even try.
3. Always lock it to something substantial in a shed or garage. If a thief can get inside, it gives him time and cover, so it is especially essential you lock them to something immovable. The police (and many insurance companies) recommend ground anchors which are concreted in place.
4. Remove any easily removable accessories. If you can't secure your saddle, they are incredibly easy to nick, particularly with a quick release clamp, so take it with you. Also trip computers, bottles or pumps.
5. Lock it in a place covered by a CCTV camera. Even if the camera isn't working it can act as a deterrent and a CCTV video is also handy proof for doubting insurance companies. Try not to hide it away too, as a bike thief loves cover.
That is about all I can remember but I thought it might prove useful to some of you. I hope it helps you keep those lovely Tribans safe!
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Post by beatnik69 on May 5, 2015 14:35:24 GMT
I was in Dublin recently and passed a bike rack which had a Specialized (I think) chained to it. Or rather I should say it had a Specialized frame with single crank and pedal chained to it.
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